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Visa and Mastercard Rate Increases Coming Soon

Double a year, the card brands issue valuing acclimations to their Interchange Rates. These rates are accessible for your audit at their individual destinations. Because of Covid-19, the standard fall estimating changes in 2020, were deferred. Presently, spring is practically around the bend, which implies it is indeed an ideal opportunity for estimating changes from therd Associations. Since past changes (deciphered as “increments”) were postponed, these progressions are more considerable than is run of the mill.

These upward changes will affect all dealers tolerating plastic as a structure or installment. The rate increments will differ via card type and how your exchanges are prepared whether it be face to face, on the web or card-not-present. This, obviously, couldn’t come at a more regrettable time. We have seen such countless organizations that have needed to close their entryways, either forever or, at any rate, have seen incomes significantly decreased because of different lock downs the nation over. Presently, it appears, similar to things are at last beginning to slacken up a piece and we are starting to see organizations returning regardless of whether it is at diminished hours or limits as ordered by government, state or neighborhood elements.

All in all, what’s an entrepreneur expected to do? In any event, set aside the effort to dive into your present vendor benefits and get a total and exhaustive comprehension of precisely the thing you are paying for. This is quite possibly the main expense places in your business and you totally need to keep steady over it and monitor your rates however much you are capable. At that point, when the clients begin streaming back to you, a greater amount of those incomes will go to your primary concern and not to the specialist organization. There are additionally mechanical and precise advances that have been grown as of late, that ought to likewise be investigated, for expanding incomes.

Ideally, your trader administrations rep is one that genuinely values the relationship and isn’t simply intrigued by the commissions acquired. They ought to be on top of these exchange increments and proactively reaching you to alarm you and make suggestions that will be to your advantage.

How about we all ask that we can see that our nation can return to some type of routineness as the year advances. We live in the best country on earth and this has been an intense recent months however together, we can return solid.

Feet in the city, vis-à-vis with vendors is not, at this point the standard. Innovation being what it is today, has managed the cost of me the chance to spread my arrive at cross country for as far back as quite a long while, and give my absolutely moral, useful and straightforward administrations to a cross country customers. Refined EMV and NFC innovation. also, inventive projects are the future in the installments business.

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Uncategorized

Visa and Mastercard Rate Increases Coming Soon

Double a year, the card brands issue estimating changes in accordance with their Interchange Rates. These rates are accessible for your survey at their individual locales. Because of Covid-19, the standard fall estimating changes in 2020, were postponed. Presently, spring is practically around the bend, which implies it is indeed an ideal opportunity for valuing changes from the Card Associations. Since past changes (deciphered as “increments”) were postponed, these progressions are more considerable than is normal.
https://paraphrase.projecttopics.org/

These upward changes will affect any traders tolerating plastic as a structure or installment. The rate increments will shift via card type and how your exchanges are prepared whether it be face to face, on the web or card-not-present. This, obviously, couldn’t come at a more regrettable time. We have seen such countless organizations that have needed to close their entryways, either for all time or, at any rate, have seen incomes drastically diminished because of different lock downs the nation over. Presently, it appears, similar to things are at long last beginning to slacken up a piece and we are starting to see organizations returning regardless of whether it is at diminished hours or limits as commanded by government, state or nearby elements.

Anyway, what’s an entrepreneur expected to do? At any rate, set aside the effort to dive into your present trader benefits and get a total and intensive comprehension of precisely the thing you are paying for. This is quite possibly the main expense communities in your business and you totally need to keep steady over it and monitor your rates however much you are capable. At that point, when the clients begin streaming back to you, a greater amount of those incomes will go to your primary concern and not to the specialist organization. There are likewise mechanical and precise advances that have been grown as of late, that ought to likewise be investigated, for expanding incomes.

Ideally, your trader administrations rep is one that really values the relationship and isn’t simply intrigued by the commissions acquired. They ought to be on top of these trade increments and proactively reaching you to alarm you and make proposals that will be to your advantage.

How about we all supplicate that we can see that our nation can return to some type of routineness as the year advances. We live in the best country on earth and this has been an extreme recent months yet together, we can return solid.

Feet in the city, vis-à-vis with dealers is not, at this point the standard. Innovation being what it is today, has managed the cost of me the chance to spread my arrive at cross country for as long as quite a while, and give my absolutely moral, educational and straightforward administrations to a cross country customer base. Modern EMV and NFC innovation. also, creative projects are the future in the installments business.

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oll Free Numbers Can Increase Your Business Sales Potential

Title:
Toll Free Numbers Can Increase Your Business Sales Potential

Word Count:
459

Summary:
Many businesses both large and small use toll free or 800 phone service to deliver a better customer experience. Although these toll free services are used more on the sales side for ordering, some businesses, in the interest of better customer support also provide toll free contact for support and warranty issues also.

Keywords:
800 number ,toll free number ,phone number look up ,toll free ,local search ,telephone number search ,reverse phone book ,reverse phone search ,cell number search

Article Body:
Many businesses both large and small use toll free or 800 phone service to deliver a better customer experience. Although these toll free services are used more on the sales side for ordering, some businesses, in the interest of better customer support also provide toll free contact for support and warranty issues also.

Just as there are many different types of business models today, some will benefit much more from an 800 number than others. The traditional brick and mortar corner retail store with a local market only may not obtain the same benefits of toll free service as a web or Internet business selling throughout the country.

To decide if you actually need an 800 number, consider the following points.

1. Who are your clientele? If your customers are all local and your business is generated all within the same town, toll free service may not be seen as important by your customers. If however, you’re selling and shipping products throughout the country or even internationally, toll free contact calling may mean the difference between landing or losing a sale.

2. Does your business have a web presence and are the products offered of interest to others outside your direct area? A web site suggests that you’re looking to increase information to your customers and probably desire to gain additional sales. Although online sales are popular, many customers still expect clear contact information. and if they are asked to pay for the call the risk of losing that order increases.

3 Do you offer customization? This can include anything from paper goods and stationery to customer designed gold clubs. Any business that builds or modifies a product specifically for a customer. Providing any customization almost demands having direct contact available.

4. Are you away from the Office a lot? Many times a small business has a staff of 1. Being the business, it’s important that you are available to your customers at least during business hours. With the help of telephone technology, it’s possible to have your customers reach your cell phone toll free through an 800 service number.

The decision to commit to an 800 telephone number is based on need and future growth of your business. If your business is local with all local customers and growing outside that immediate market area is of no interest, then an 800 number probably isn’t needed.

If however your business is growing national or internationally, has a web site for sales or does custom work, the benefits of providing a toll free contact for your customers is great.

800 or toll free calling and many other services are now available from both your local phone company and many Voice Over Internet Protocol or VOIP companies. Check around and select the features that will best support your customer and grow your business.

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Types of Decorating Book

Title:
Types of Decorating Book

Word Count:
362

Summary:
Decorating Book is one of the best guides that help you to decorate your favorite places and things.

Keywords:
decorating book,types of decorating book,decorating books,cake decorating book,interior decorating book,cookie decorating book,craft books for kids

Article Body:https://luxurymiamicarrental.com/
Decorating Book is one of the best guides that help you to decorate your favorite places and things. In simple words with the help of decorating book you can decorate your house, garden, office, cakes, cookies, etc. It has the best collection in most of the topics that a decorator seeks for. With decorating book you can make a well-decorated output. It doesn’t matters whether you are a good decorator or not but with an appropriate decorating book you can decorate easily and quickly. Some examples of decorating books are

Cake decorating Book

Cake Decorating Book is a perfect choice to decorate the cake. This book provides you essential tips, together with illustrated pictures to decorate your birthday cakes, Christmas cake, wedding cake and party cake. If you want to decorate the cake for any special occasion then you need to purchase a cake decorating book.

Interior Decorating Book

Interior Decorating Book is one of the best references for decorating the interior in your house. With the help of this book anyone can decorate the interior of his house. If you are intending decorating your children’s room, your kitchen, garden or your drawing room, this book provides you with different techniques of decorating. It is a well-informed book that contains some of the best tips for interior decorating.
Cookie decorating Book

Cook decorating book provides you essential tips and guidelines that can help you in decorating cookies. With the help of this book you can give an attractive look to your cookies. Purchase cookie decorating book to decorate cookies for Christmas celebration, birthday party or a picnic trip.

Craft Book for Kids

Kids of all ages like to work on different craft projects. Craft projects can be an ideal way to enhance skills of kids especially during summer vacations. However, not all parents and teachers have the time, energy or creativity to come up with ideas on their own. To overcome this problem today one can find different type’s of kids craft book. Kids craft book provides different project ideas for kids to make at home. Craft books can provide a break for parents from their kids to do their work.

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The Secrets Of Strategy – Part 1 Of 2

Title:
The Secrets Of Strategy – Part 1 Of 2

Word Count:
1816

Summary:
A step-by-step guide to creating a growth strategy based on your current situation and future possibilities.

I’ll bet you think you already have a strategy.

And well you may, but strategy as a concept is just like love: much used and little understood. Many businesses (and that includes small entrepreneurs, large corporations, non-profits, community organizations, governments, NGOs…the works) neither know what strategy really is, nor how to get one.

And even if …

Keywords:cat store USA

business, business plan, strategy, growth, performance, planning, entrepreneur, development, goals

Article Body:
A step-by-step guide to creating a growth strategy based on your current situation and future possibilities.

I’ll bet you think you already have a strategy.

And well you may, but strategy as a concept is just like love: much used and little understood. Many businesses (and that includes small entrepreneurs, large corporations, non-profits, community organizations, governments, NGOs…the works) neither know what strategy really is, nor how to get one.

And even if you do, in fact, have a strategy — is it the right one? The best one? This is so important — marketing guru Jay Abraham says — and I agree — a superior strategy badly executed will beat a bad strategy well executed, any day.

It’s easy to say, “This is big company stuff. We know what we need — why should we do all the extra work.” While a “strategy-less” group of marketing tactics may work well and produce good results, is it taking your business in the best direction? You may be making money, but are you making the most money possible? Could another suite of tactics implementing a superior strategy produce far better results?

Which brings me to the point of this two-part article: how to formulate strategy. In the next 1500 words, I’m going to present the first half of a basic system for identifying high-impact strategies in your business. (Just the first half? Yes. While I strive to make this as simple as possible, it still takes a bit of explaining, and editors and readers alike detest long articles!) So Part 2 will finish the outline, and in future articles, I will discuss each system component in finer detail.

Let’s begin with a working definition of strategy.

Strategy is the guiding principle on which are based a series of interlinked decisions regarding the selection and deployment of resources and tactics, whose purpose is realizing a vision and achieving decisive objectives in a competitive and changing environment.

This definition tells us a few things:

* The purpose of all strategic decisions is achieving your vision and “decisive” or critical-to-purpose objectives.

* Strategy is about selecting specific resources and tactics to get the desired result.

* Strategy is not static; it is decisions in a series, and evolves continuously over time.

* Strategy is broad and all-encompassing. With that in mind, here are the 8 steps in formulating strategy:

1. Set your vision

2. Gather environmental and competitive intelligence

3. Take stock of your organization’s strengths and weaknesses

4. Select your “grand strategy”

5. Establish decisive objectives

6. Rate and rank your “SWOTs”

7. Match your internal and external factors to identify strategic alternatives

8. Select specific strategies for implementation

Of course, there is one last step: turning your strategy into tactics and game plans, and execute. We won’t get into that in this article.

Step 1. Establish your vision.

People complicate the idea of vision. A vision is simply a story describing how you want things to be in the future. Some people can tell these stories easily — they know exactly where they want to be and what it will “look” like.

Others need help. The best approach is to answer a series of questions regarding what your organization does, who are it’s clients or beneficiaries, what its impact is, how big it is, where it is, how it operates, when all these things will occur, and so on. As a result of answering these questions, your vision will emerge.

Of course, you may already have a vision. If so, now is the time to insure that it is relevant and powerful.

The test of a good vision is if it inspires; not only you and your management team, but all of your stakeholders: your partners, employees, clients, investors, vendors, lenders, your community, your government-and perhaps the public at large. A great vision inspires, and it also provides direction. Every action you take should further your vision. If it doesn’t, don’t do it.

Step 2. Gather environmental and competitive intelligence.

To develop the best strategies you must understand the world outside your organization. Quantify and qualify, not just absolutes, but trends. And importantly-identify changes in the status quo. Key areas for focus include competitors, technology, market size and trends, your clients’ industry health, macroeconomic trends, availability of key resources (people and materials) government regulations and other political considerations, and changes in demographics and psychographics — like customer taste.

Devise relevant measures for each of these key external areas. For instance, examine your competitors for revenue, profit and market share growth (or decline), product and service changes, shifts in marketing and sales strategy, changes in geographic distribution, strategic alliances, and major customer announcements.

Macroeconomic factors include the obvious such as interest and employment rates and trends, production and consumption statistics, along with finer grained-industry issues such as new home buying-which impacts a wide variety of businesses, or defense spending-which impacts a completely different set of sectors.

Step 3. Take stock of your organization’s strengths and weaknesses.

Now it is time to shine the light on your organization. Examine each functional area looking for strengths and weaknesses. Identify strengths that will help the company realize its vision, and weaknesses that will impede its goals.

The following is a starter list of focus areas:

* Ability to get new prospects (Marketing)

* Ability to get new clients (Sales)

* Products and services, both existing and those in R&D

* Finance or Money, including cash flow, access to capital, revenues, profits, ROI

* Leadership, including values and vision alignment, decisive objectives

* People, including skills inventory, staffing levels, employee loyalty, compensation

Other areas to examine include:

* Client satisfaction

* Client services

* Logistics

* Competitive positioning

* Unique Client Proposition

* Management team

* Administration

Step 4. Select your Grand Strategies.

This “grand strategy” approach is based upon industry/product revenue growth rates. It is specific to a business unit with one major industry and/or product focus. If your business is more complex, you may repeat the process for each focus sector.

First, consider your industry and product sector growth rate. Is it growing or declining?

Second, consider your competitive strength within that sector. For this analysis Competitive Strength has two components, the size and trend of your market share, and your organization’s financial strength; specifically either cash flow from operations, or access to capital.

To simplify: strong market share + strong finances = strong competitive position. Either strong market share or strong finances = average competitive position. Neither strong market share nor strong finances = weak competitive position.

This defines a two-by-three matrix of strategic choices from which to select your grand strategy.

The exact choice you make will be dictated by the specifics of your situation: sector strength and competitive strength, along with your stated vision and purpose. Choose from the list which best describes your business:
Strong sector, strong competitive position

This means that you are in a growing market, hold a commanding market position, and have cash with which to maneuver. Your strategic choices include:

* Market strategy to increase demand and sales for existing products and services, in existing and new markets

* Marketing strategy to increase market penetration for existing products and services and capture greater share

* Enhance or extend existing products and services; add-ons, backends, strategic joint ventures

* Gain control over distribution – bring external sales inside. Take sales from distributors

* Gain control over suppliers Acquisition, merger, or joint-ventures with competitors

* Develop strategic partnerships to increase distribution, or gain new products

* Develop related products and services for existing customer base – backend strategies

Strong sector, average competitive position

Here you are in a growing market, but have either a commanding position, but limited cash-or vice versa. The exact choice available to you depends on your situation. You can:

* Seek underserved niches: move into small, defined and profitable markets

* Marketing strategy to increase market penetration for existing products and services and capture greater share

* Enhance or extend existing products and services; add-ons, backends, strategic joint ventures

* Strategic partnerships – seek products/services for existing customers

* Exploit assets via joint ventures and host-beneficiary relationships

* Develop related products and services for existing customer base – backend strategies

* Increased marketing penetration via distributors and 3rd parties

* Get more money: raise capital via debt or equity

Strong sector, weak competitive position

You are in a strong sector, but have relatively small market share, and limited or no cash. Your choices include:

* Seek underserved niches: move into small, defined and profitable markets

* Marketing strategy to increase market penetration for existing products and services and capture greater share

* Strategic partnerships – seek products/services for existing customers

* Develop products and services for existing customer base – backend strategies

* Sell your client base to a competitor or cooperator; or reposition your existing products to appeal to new customer types

* Sell the product line and use cash to reposition remaining assets

* Sell the company

Weak sector, strong competitive position

In this case, you dominate a weak market and have cash to exploit your position. You should:

* Add related products and services for existing customer base – backend strategies

* Add un-related products and services for existing customer base – backend strategies

* Add new products and services for new customer base

* Create joint ventures in unrelated markets

Weak sector, average competitive position

You are in a mediocre position in a weak market. Depending on your exact circumstances, you can retreat, use what’s left of your cash to buy your way out with new products, or try to enroll a strong partner. Choices include:

1. Reduce costs however you can

2. Add related products and services for existing customer base – backend strategies

3. Add new products and services for new customer base

4. Seek to dominate the smallest definition of your market using low-cost / no-cost strategies

5. Create strategic partnerships and joint ventures

Weak sector, weak competitive position

Sorry to say, you are in a bad place. In a word — retreat! You can do this by:

1. Reduce costs however you can

2. Sell product line

3. Sell company

If you don’t want to liquidate, seek to expand your marketing using low-cost / no-cost marketing strategies – but this may be a losing proposition

Also, as above, attempt to create strategic partnerships and joint ventures, but it may be difficult to attract partners to a market with poor fundamentals. At this point you might say, “…sell the customers? Sell the company? No way. I’m holding on.” That just isn’t a strategic point of view.

Strategy says you can make more money doing something else — so you best start thinking about it.

In general, these choices are listed from most attractive to least. Your organization’s best choices will be based on your particular circumstances.

By now you have formulated a vision, gathered analyzed your external environment and organization, identified relevant strengths, weaknesses, opportunities and threats, and begun to zero in on a grand strategy. That should keep you busy for a while.

In The Secrets of Strategy, Part II, we’ll complete the process.

Remember-you don’t need a strategy. But having one increases your chances of generating the greatest profits from your resources. After all, that is the whole point of strategy.

(c) Copyright Paul Lemberg. All rights reserved

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The Most Incredible Residual Income Ever

Title:
The Most Incredible Residual Income Ever

Word Count:
665

Summary:
Residual income is the holy grail of income streams. You stop working, but you keep getting paid. Sweet!

But the truth is, most people turn away from the more common vehicles for residual income. For example, MLM (Multi-Level Marketing) is a very common vehicle today that CLAIMS you can earn a residual income. The fact is, the claims are true, you CAN get paid a residual income. But you miSearchUSAPeople
ght not, in fact you will probably never earn anything in MLM, that’s just the number…

Keywords:
dispensing, POC dispensing, point of care dispensing, physician dispensing, doctor dispensing

Article Body:
Residual income is the holy grail of income streams. You stop working, but you keep getting paid. Sweet!

But the truth is, most people turn away from the more common vehicles for residual income. For example, MLM (Multi-Level Marketing) is a very common vehicle today that CLAIMS you can earn a residual income. The fact is, the claims are true, you CAN get paid a residual income. But you might not, in fact you will probably never earn anything in MLM, that’s just the numbers. If you listen to all the hype out there, you would think all you had to do was sign up and you could be rich! Don’t we all wish that were true!

What about investments, that’s residual, right? Of course it is. You worked to earn the cash, now make that cash work for you. There is the stock market, forex and commodities markets, and other more riskier investment opportunities. The problem with these types of residual incomes is the knowledge they require to make it work for you, and the sometimes large amount of cash required to get started. With investing, the potential for gain is high, but for anything other than the most conservative investments, the potential for loss is equally as high. Be very careful if you decide to invest, talk to experts!

So what is left? There are other less familiar residual income streams, you might even be thinking of one as you read this, but I have learned about one in particular that you just MUST hear about right now! It is called Point of Care (POC) Dispensing by Physicians. Let me tell you, this is so incredibly hot right now, I can’t believe it is even legal!

So, you’ve never heard of POC Dispensing by Physicians? Don’t worry, a lot of Physicians have never heard about this either. And honestly, I am amazed by this fact. Anyway, back to what this is, POC Dispensing. Actually, it is very simple, rather than a Doctor writing a prescription to give to a patient who then takes that prescription to a pharmacy, the Doctor simply dispenses that very same medicine to their patient right there in the Doctor’s office. Rather than the patient paying the Pharmacy for those medicines, they pay the Physician’s office roughly the same price, sometimes even a little less.

This sounds a little boring, so what, the patient gets their medicine from the Physician’s office now, big deal, right? WRONG! Now the Doctor makes the profit on that medicine rather than the Pharmacy down the street, and this profit can be significant, between $20,000 to $40,000 a year for the average Physician.

So what does this have to do with residual income streams? Until now, nothing at all. You see, there are many repackagers of medicines that sell this opportunity to Physicians. But they traditionally do so with a salaried sales force. They employ you, pay you for your time, and that is it, just another job, really. But that is all changing now. For the first time, repackagers of medicines are beginning to allow ISO’s (Independent Sales Organizations) to work with them in hiring a sub-contractor sales force. This is where this gets incredible!

As a sub contractor with an ISO offering this opportunity to Physicians, you get paid every month for as long as that Physician remains a customer. There are going to be MANY sub contractors earning into the six figures this year with this. Let me run through some numbers for you to help you understand:

1. There are about 400,000 Physicians in the target market.
2. Only about 7%, or 28,000 currently dispense.
3. 50,000 to 90,000 MORE Docs will dispense in the next 3 to 5 years.
4. Find 100 of them, and your income could reach $100,000 a year!

Can you find 100 out of 50 to 90 thousand!

Of course you can! This is why Physician Dispensing is so fantastic for anyone looking for an incredible residual income stream. Physician Dispensing will become known as the most incredible residual income of this decade.

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The Emerging Role of the Business Analyst

Title:
The Emerging Role of the Business Analyst

Word Count:
1421

Summary:
This article discusses the history and growing demand for the wedding dresses
Business Analyst role. The significant increase in demand for the Business Analyst is forcing organizations to train their existing staff for this role.

Keywords:
business analyst, business analysis, business analyst training, requirements analysis, project management, product manager

Article Body:
Software application development has only been around since the late 1970s. Compared to other industries and professions the software industry is still very young. Ever since organizations began to use computers to support their business tasks, the people who create and maintain those “systems” have become more and more sophisticated and specialized. This specialization is necessary because as computer systems become more and more complex, no one person can know how to do everything.

One of the “specialties” to arise is the Business Analyst. A Business Analyst is a person who acts as a liaison between business people who have a business problem and technology people who know how to create solutions. Although some organizations have used this title in non-IT areas of the business, it is an appropriate description for the role that functions as the bridge between people in business and IT. The use of the word “Business” is a constant reminder that any application software developed by an organization should further improve its business operations, either by increasing revenue, reducing costs, or increasing service level to the customers.

History of the Business Analyst Role

In the 1980s when the software development life cycle was well accepted as a necessary step, people doing this work typically came from a technical background and were working in the IT organization. They understood the software development process and often had programming experience. They used textual requirements along with ANSI flowcharts, dataflow diagrams, database diagrams, and prototypes. The biggest complaint about software development was the length of time required to develop a system that didn’t always meet the business needs. Business people had become accustomed to sophisticated software and wanted it better and faster.

In response to the demand for speed, a class of development tools referred to as CASE (Computer Aided Software Engineering) were invented. These tools were designed to capture requirements and use them to manage a software development project from beginning to end. They required a strict adherence to a methodology, involved a long learning curve, and often alienated the business community from the development process due to the unfamiliar symbols used in the diagrams.

As IT teams struggled to learn to use CASE tools, PCs (personal computers) began to appear in large numbers on desktops around the organization. Suddenly anyone could be a computer programmer, designer and user. IT teams were still perfecting their management of a central mainframe computer and then suddenly had hundreds of independent computers to manage. Client-server technologies emerged as an advanced alternative to the traditional “green screen,” keyboard-based software.

The impact on the software development process was devastating. Methodologies and classic approaches to development had to be revised to support the new distributed systems technology and the increased sophistication of the computer user prompted the number of software requests to skyrocket.

Many business areas got tired of waiting for a large, slow moving IT department to rollout yet another cumbersome application. They began learning to do things for themselves, or hiring consultants, often called Business Analysts, who would report directly to them, to help with automation needs. This caused even more problems for IT which was suddenly asked to support software that they had not written or approved. Small independent databases were created everywhere with inconsistent, and often, unprotected data. During this time, the internal Business Analyst role was minimized and as a result many systems did not solve the right business problem causing an increase in maintenance expenses and rework.

New methodologies and approaches were developed to respond to the changes, RAD (rapid application development), JAD (joint application development), and OO (object oriented) tools and methods were developed.

As we began the new millennium, the Internet emerged as the new technology and IT was again faced with a tremendous change. Once again, more sophisticated users, anxious to take advantage of new technology, often looked outside of their own organizations for the automation they craved. The business side of the organization started driving the technology as never before and in a large percentage of organizations began staffing the Business Analyst role from within the operational units instead of from IT. We now have Marketing Directors, Accountants, Attorneys, and Payroll Clerks performing the role of the Business Analyst.

In addition, the quality movement that had started in the 70s with TQM, came into focus again as companies looked for ways to lower their cost of missed requirements as they expanded globally. The ISO (International Standards Organization) set quality standards that must be adhered to when doing international business. Carnegie Mellon created a software development quality standard CMM (Capability Maturity Model). Additionally, Six Sigma provided a disciplined, data-driven quality approach to process improvement aimed at the near elimination of defects from every product, process, and transaction. Each of these quality efforts required more facts and rigor during requirements gathering and analysis which highlighted the need for more skilled Business Analysts familiar with the business, IT, and quality best practices.

Future of the Business Analyst Role

Today we see Business Analysts coming from both the IT and business areas. In the best situations, the Business Analyst today has a combination of IT and business skills. Each organization has unique titles for these individuals and the structure of Business Analyst groups is as varied as the companies themselves. However, there is a core set of tasks that most Business Analysts are doing regardless of their background or their industry.

The Business Analyst role becomes more critical as project teams become more geographically dispersed.
Outsourcing and globalization of large corporations have been the driving factors for much of this change recently. When the IT development role no longer resides inside our organizations, it becomes necessary to accurately and completely define the requirements in more detail than ever before. A consistent structured approach, while nice to have in the past, is required to be successful in the new environment. Most organizations will maintain the Business Analyst role as an “inhouse” function. As a result, more IT staff are being trained as Business Analysts.

The Business Analyst role will continue to shift its focus from “Software” to “Business System.”
Most Business Analysts today are focused on software development and maintenance, but the skills of the Business Analyst can be utilized on a larger scale. An excellent Business Analyst can study a business area and make recommendations about procedural changes, personnel changes, and policy changes in addition to recommending software. The Business Analyst can help improve the business system not just the business software.

The Business Analyst role will continue to evolve as business dictates.
Future productivity increases will be achieved through re-usability of requirements. Requirements Management will become another key skill in the expanding role of the Business Analyst as organizations mature in their understanding of this critical expertise. The Business Analyst is often described as an “Agent of Change.” Having a detailed understanding of the organization’s key initiatives, a Business Analyst can lead the way to influence people to adapt to major changes that benefit the organization and its business goals. The role of a Business Analyst is an exciting and secure career choice as U.S. companies continue to drive the global economy.

Training for the Business Analyst

The skill set needed for a successful Business Analyst is diverse and can range from communication skills to data modeling. A Business Analyst’s educational and professional background may vary as well–some possess an IT background while others come from the business stakeholder area.

With backgrounds as diverse and broad as these it is difficult for a Business Analyst to possess all the skills necessary to perform successful business analysis. Companies are finding that individuals with a strong business analysis background are difficult to locate in the marketplace and are choosing to train their employees to become Business Analysts in consistent structured approaches. First, organizations seeking formal business analysis training should examine vendors who are considered “experts” on the field with a strong focus on business analysis approaches and methodologies. Second, you will want to examine the quality of the training vendor’s materials. This may be done by researching who wrote a vendor’s materials and how often they are updated to stay abreast of industry best practices. Third, matching the real-world experience of instructors to the needs and experience level of your organization is critical to successful training. Business analysis is an emerging profession and it is critical that the instructors that you choose have been practicing Business Analysts.

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T.E.G.A.T.O. The New Technology For Your Success

Title:
T.E.G.A.T.O. The New Technology For Your Success

Word Count:
431

Summary:
TEGATO, a very strange word, but a strange word that will help you succeed in what you want and what you want to achieve or desire. Yes, it’s a new technology. If you are of average intelligence and have average memory remembering the technology is easy. T E G A T O.

T is for Thinking. Before you start any project, or any thing you want to accomplish, you have to think about it, but what I’m asking is to think from it, and do the equation backwards, of how you are going to…

Keywords:
money, france travel guide

Article Body:
TEGATO, a very strange word, but a strange word that will help you succeed in what you want and what you want to achieve or desire. Yes, it’s a new technology. If you are of average intelligence and have average memory remembering the technology is easy. T E G A T O.

T is for Thinking. Before you start any project, or any thing you want to accomplish, you have to think about it, but what I’m asking is to think from it, and do the equation backwards, of how you are going to accomplish your desire.

E is for Energy. Everything you do requires energy and you can have it by sleeping well, eating healthy balanced meals, drink lots of water, and have an exercise routine you do everyday. All of this will help you deal with stress and give you the energy needed to do what you needs to be done.

G is for Goals. If you don’t know where your going how will you get there. It’s very important to have and set goals. Goals keep you motivated and on track. Have your goals written and review them at least twice a day.

A is for Action. If you don’t take action and do what has to be done, than you are still a dreamer. You must take action even if you don’t feel like it, even if you are afraid, you must do the action.

T is for Time. Time is the most important asset you posses, believe it or not. It’s best to manage your time into 30 minute increments if you need more time to do an activity than add another 30 minutes. Here’s a question to be asking your self all the time “What is the highest and best use of my time right now?”. When you are about to set out on your project all ways to how much time it will take, at least guess how much time each activity will take and stick to it, if possible. Time is so important, that you should be able to keep track of time without a watch, it should be in your head.

O is for Obstacles. You must do whatever it takes to get your goal accomplished. If you have to jump over, go under, go through, go around, climb over, or blast though your obstacle or obstacles, and no matter how many times you’ve accomplished a goal you will always be faced with obstacles, if you can do this than you are an unstoppable force.

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Starting a business? Are you realising a dream or avoiding a nightmare?

Title:
Starting a business? Are you realising a dream or avoiding a nightmare?

Word Count:
376

Summary:
Everyone starts a business for different reasons. But is it to realise a dream or avoid a nightmare.

Keywords:
business, start, ups, advisor, adviser, consultant, advice, plans, stratergy, businesses, companys, success,

Article Body:
Every business or business idea is conceived for different reasoWeight Loss, Dietary
ns, but in most cases can be put down into two reasons, either to realise a dream or avoid a nightmare.
Many of us have sat at work and decided there must be more to life and imagine or dream what it would be like to be control of their own destiny and own their own business. They dream of the rewards, the respect and the quality of life owning their business could bring. However there is another group of potential business people. That is, those who are almost forced to start a business because of the lack of jobs, their age or other restricting criteria. It is important that you look at yourself and decide which category you are in.

If you were to take these two potential business owners and assume they are starting the same business at the same time in the same area, you would be surprised how different the strategy and expectations would be for success within their business plans. One strategy would be based on high turnover and high costs for marketing etc. a “think big, big rewards” culture. The other would be based on cost conscious, little marketing but small rewards foundations. Again it is important you realise what category you because as humans we tend to base our strategies around our experience of life. But what we should understand is that strategies for success should be based on what will make the business successful and not the circumstances that drove you to start your business in the first place. The only way to separate the two is to have an independent opinion to act as “devils advocate” to your ideas and business plans. Use models of similar businesses and try to mirror successful proven strategies to increase your chances of success. Ironically when you look at your business plan this way it can sometimes feel it isn’t worth starting at all, or more hassle than its worth. If you now feel this way; then better you know now than later.
However if you still feel it is something you can and must do, owning a business can be one of the most rewarding and fulfilling challenges in life.

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Reverse Merger: Have They Taken the Reverse out of Reverse Merger?

Title:
Reverse Merger: Have They Taken the Reverse out of Reverse Merger?

Word Count:
838

Summary:
Are the promoters and consultants destroying the market for Reverse Merger? First lets take a look at reverse merger.

Keywords:
15c211, reverse merger, direct public offering, regulation d, pink sheets

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Article Body:
Are the promoters and consultants destroying the market for Reverse Merger? First lets take a look at reverse merger. In a Reverse Merger, an operating private company merges with a public company that has little or no assets, nor know liabilities (the “shell”).

In some rare instances, the shell may have some amount of cash remaining for investment in the new enterprise. The public corporation is called a “shell” since all that exists of the original company is its corporate shell structure and shareholders.

The private company owners obtain the majority of the shell corporation stock (usually 90-95%) through a new issue of stock for the private enterprise or assets.

The public corporation will normally change its name to the private company’s name and elect a new board of directors which will appoint the officers.

The public corporation will usually have a base of shareholder sufficient to to meet the 300 shareholder requirement for eventual admission to quotation on the NASDAQ Small-Cap Market, Or some other market.

Now to the problem or the devil is in the details: The private company goes out perform the proper due diligence on a “shell” after finding it to be clean, and with no adverse past history to disqualify it, goes ahead completes the purchase.

After paying an astronomical price, say in the neighborhood of $500,000.00- to 700,000.00 for a Bulletin Board shell they get 90-95% of the stock.

Not only is the price extravagant, he will also take the reverse out of Reverse Merger, by insisting on a stipulation that you won’t do a reverse split and reduce the number of shares outstanding. By reverse splitting the shares you are reducing his 10%. Which was the original intent of the reverse merger.

What a bargain $500,000.00 or more for 90% of nothing and it gets better, Lets say the company has 300 shareholders and those 300 shareholders collectively own 500,000 shares and in some cases more, and the shell has 30,000,000 million shares outstanding which the owner(s) of the shell get keep 10% or 3.000,000 share. I am using the old math not the new.

After the market maker files and the company is trading on the Otcc Bulletin Board. Your problems begin, lets say friends and acquaintances hear your company is now public and go out and buy some shares driving the price to say $3.50,

now those 300 share holder who received their stock for pennies decide that they have hit the lottery and start selling making it necessary for you to go out and buy stock in the open market.

Now back to basic math, supposing you want to maintain the 3.50 price so you go out and buy the stock. 500,000 x 3.50 = $1,750,000.00 forcing you to go raid the kid’s piggy bank if you don’t have the spare change.

Now what about the 3,000,000 shares in the hands of the “shell” owner? 3,000.000 x 3.50 = $10,500,000.00, Time to ask the wife for loan.

And don’t forget about those astute market makers and trader that are aware of the stock that will be coming out and depress the price of your company’s stock.

Being the enterprising individual that they are, they will establish a short position on the stock of your company, after all they are entitle to make a living too.

Before you jump from the Empire State Building make sure there is net down below waiting for you.

Don’t get me wrong a reverse merger can be done if you have a consultant that is looking out for you and is not part of the triumvirate (shell owner, securities Attorney and consultant). And in a few cases the same individual is performing all three functions.

I wouldn’t recommend for you to go step out in to the mine field without a mine detector, in some of my previous articles I suggested way to check the smooth talking consultants and shell owners before they take you to the cleaners.

Also be aware that there are alternate way to go public the Reverse merger is only one of several option, so don’t jump without looking, if you feel that you must do a Reverse merge insist on obtaining all the stock and not a share less.

In order to prepare you to deal with the complexities of the public arena I would have to write a book not an article, but I will continue to try and inform through articles so that you will be prepare if you decide to take the plunge and go public.

There are honest hard working consultants out there, in over 25 years in the business I have personally come across two of them. But there must be more.

If you want to know about the alternatives to a reverse merger get in touch with me through our website: www.genesiscorporateadvisors.com the alternatives may not be cheap but they are cheaper than paying $500,000.00 for 90% of nothing.

The answer to the title of this article is a resounding yes! They have taken the reverse out of Reverse merger.

For additional information please visit:
http://www.genesiscorporateadvisors.com